Do I Need Health Insurance in Hong Kong? The answer is yes. Even though the public system exists, expatriates rarely use it. Health insurance is essential to: Benefit from direct billing in case of hospitalization Avoid very high medical bills Access top private hospitals quickly Cover specialized care (maternity, dental, optical)
Private healthcare costs can escalate quickly. Estimated costs: Without health insurance, a hospital stay can equal several months of salary.
Medical care standards are excellent but costly. Healthcare is divided into public and private. In the case of emergency care, you will be taken to a public hospital, where you must pay for emergency services. There are many English-speaking doctors throughout Hong Kong. Purchasing travel insurance when visiting Hong Kong is recommended before your arrival.
